When credit card has been Over Limit- what should be done is to change the Bill into 0% installment.

When credit card has been Over Limit- what should be done is to change the Bill into  0% installment.

over limit credit card

When credit cards are already over limit, you should immediately take  any action so that the Bills are not getting engorged. How does the prevention or resolution of credit card bills that had already reached the limits of the maximum credit limit which is granted by banks. Follow the Trick below:

This trick I got from a bank officer who turns out to have experienced the same thing. At that time, I was a little bit of complaining about the charge of my credit card an increasingly enlarged and, after following his  advice , gradually I was able to use my credit cards and set it up to truly stable again.

To follow this trick, you must really intend because when if you only done half-heartedly, then Bill instead would further shrink can actually swell. This is not a hard thing to do but it takes commitment.

What will be discussed are bills over the limit that comes from transactions on non-repayments. Because even though your credit card usage is already over the limit, if the payout is still in the form of installment credit card then it is still okey.

After Payday, do full payment!

When your salary sufficient to do a full payment, although in the end, there will be no more salary left for you are running in those months, it doesn't matter because i will tell you how to overcome this situations. Do only full payment. Then ...

Use credit cards only once, you can select several methods to get cash from a credit card, as follows:

My advice, try to find out if anyone would want to buy something by using cash or bank transfer. Maybe your co-workers, neighbors or relatives, now offer the service your credit card to pay the transaction, then the that money must be used for payment transactions submitted to you. It would be much better if you ask that person  the details about his/her planning transactions, e.g. washing machines, then search for the merchant or store information that is currently having 0% installment program, you can get this information  via your bank call center. You should look for people who want the transaction first before paying full your credit card.

After you use your credit card to pay off the transaction. Then contact your bank to make sure mortgage payments. If there is a store that has a 0% mortgage then you no longer need to contact your bank because usually promos 0% installment in the shop, it will be directly processed in the store as well.

Request for Funds transfer from credit card

Contact your bank credit card Officer via call center, ask about promo 0% installment transfer funds. Be sure to ask information such as the repayment tenors and how roughly your monthly payment when you ask for the Fund, make sure you can meet the payment. When there is a promo make sure funds transfer 0% installment, immediately pay your bills in full and then contact the bank to request transfer of funds with 0% installment. Thus your credit card already stable return,  the card should not be used anymore before really stable.

Rescheduling

The last option that you can take is to contact the bank for rescheduling the Bill. Negative side of this way is your card will be blocked.

DON'T

Don't do Cash Withdrawals At The ATM

Don't Ask for Increasing credit Limit

Do Not Drop Cash At EDC

Do not throw away the card because of the upset